Search found 23 matches

by ShikhaAgarwal
12 May 2018, 21:46
Forum: Jobs
Topic: Credit Risk Analyst, Pune
Replies: 2
Views: 561

Re: Credit Risk Analyst, Pune

Non actuarial?

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by ShikhaAgarwal
11 May 2018, 12:28
Forum: CT5
Topic: Reserve Pattern
Replies: 8
Views: 264

Re: Reserve Pattern

Not similar, but a part of annuity.

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by ShikhaAgarwal
11 May 2018, 12:28
Forum: CT5
Topic: Reserve Pattern
Replies: 8
Views: 264

Re: Reserve Pattern

Term assurance can be both level or decreasing. In level, single lump sum is paid should the death happen within the term. For decreasing what I said earlier. Variations are always possible in any financial structure. You can check the products of any company (LICI etc.) and your thought might diff...
by ShikhaAgarwal
10 May 2018, 20:38
Forum: CT5
Topic: Reserve Pattern
Replies: 8
Views: 264

Re: Reserve Pattern

Decreasing term assurance means the policyholder's benefit is decreasing as the term is ending and after his/her death their dependant recieves regular income till the rest of the term.   I thought assurances are for single lump-sum payment. So, why regular income? Sent from my SM-G611F using Actua...
by ShikhaAgarwal
10 May 2018, 20:16
Forum: CT5
Topic: Reserve Pattern
Replies: 8
Views: 264

Re: Reserve Pattern

Great Swagesh.
Thanx.
I want to ask what is decreasing term assurance?

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by ShikhaAgarwal
09 May 2018, 17:27
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 327

Re: Risk discount rate

Hey Swargesh,
I must say. You are good. And it all does make sense now.
Thankyou very much.
Shikha.

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by ShikhaAgarwal
08 May 2018, 21:51
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 327

Re: Risk discount rate

Okay. Then how risk free rate is determined?
I know its the rate of interest given by govt on its bonds. But how govt choose what rate to give?

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by ShikhaAgarwal
08 May 2018, 18:07
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 327

Risk discount rate

Hello,
How the risk discount rate used to discount future cashflows is determined?
Does anyone have any idea?

Thankyou.


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by ShikhaAgarwal
07 May 2018, 13:44
Forum: Interviews and facts
Topic: Interview Preparation
Replies: 11
Views: 1136

Re: Interview Preparation

I understand why it will be highest for Endowment followed by Whole life. But didn't understand why pure followed by term? As far as I know, it is because at any age probability of survival is more than prob of death. And Hence, prob of claim payment in pure is more than term. Sent from my SM-G611F...