Search found 9 matches

by Abhinandan7
30 May 2018, 14:36
Forum: CT5
Topic: Reserve Pattern
Replies: 12
Views: 1329

Re: Reserve Pattern

हाँ भाई #Single lump sum ही decrease होके मिलेगा, *या फिर* dependant को  regular income until term ends. It is that decreased single lump sum which allows the possibility of regular income latter. this is what I meant by Decreasing term assurance. "If the contract is a decreasing term assurance con...
by Abhinandan7
30 May 2018, 14:19
Forum: CT5
Topic: Reserve Pattern
Replies: 12
Views: 1329

Re: Reserve Pattern

हाँ भाई #Single lump sum ही decrease होके मिलेगा, या फिर dependant को  regular income until term ends.
It is that decreased single lump sum which allows the possibility of regular income latter.
this is what I meant be Decreasing term assurance.
by Abhinandan7
15 May 2018, 23:05
Forum: Interviews and facts
Topic: Npv vs Irr
Replies: 2
Views: 563

Re: Npv vs Irr

visit this link, you may get your query solved.

http://www.actuarysense.com/2018/01/npv ... value.html
by Abhinandan7
10 May 2018, 21:47
Forum: CT5
Topic: Reserve Pattern
Replies: 12
Views: 1329

Re: Reserve Pattern

Term assurance can be both level or decreasing. In level, single lump sum is paid should the death happen within the term. For decreasing what I said earlier. Variations are always possible in any financial structure. You can check the products of any company (LICI etc.) and your thought might diffe...
by Abhinandan7
10 May 2018, 20:29
Forum: CT5
Topic: Reserve Pattern
Replies: 12
Views: 1329

Re: Reserve Pattern

Decreasing term assurance means the policyholder's benefit is decreasing as the term is ending and after his/her death their dependant recieves regular income till the rest of the term.
 
by Abhinandan7
10 May 2018, 19:01
Forum: CT5
Topic: Reserve Pattern
Replies: 12
Views: 1329

Re: Reserve Pattern

Reserving pattern – I am giving a very naïve view being not an expert. It’ll be better if someone involved in reserving, answers this. As we know reserving means keeping fund aside to meet the future liabilities, so we need to concentrate on exactly what our liabilities are and could be in future. ...
by Abhinandan7
09 May 2018, 22:30
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 959

Re: Risk discount rate

Always ready to help if I can :) ​​​​​​.
​​​​Thanks to all for the appreciation.
by Abhinandan7
09 May 2018, 20:15
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 959

Re: Risk discount rate

:) 👍 :) 👍
by Abhinandan7
09 May 2018, 17:02
Forum: Interviews and facts
Topic: Risk discount rate
Replies: 7
Views: 959

Re: Risk discount rate

Risk Discount Rate - This is a topic that needs a lot of amplified discussion. [I'll limit myself to be on the point] [simply  जितना आपको देना पड़ेगा प्रोजेक्ट के finance  के लिए उतना आपको प्रोजेक्ट से भी चाहिए, तो उससे थोड़ा ज्यादा पे आप प्रोजेक्ट को value  कर दोगे :) - but let's go into some deta...

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